Electronic Equipments Insurance

Electronic Equipments Insurance

This policy covers accidental damage including mechanical and electrical breakdown of electronic equipment e.g. computers; installations and peripheral equipment.

The policy does not cover mechanical and electrical breakdown if a manufacturer’s service/maintenance contract is not in force. The sum insured should represent the new replacement value of the computer installations. The policy can be extended to include mobile equipment e.g. laptops at an additional premium.

The following will be required to effect cover

  • Completed proposal form
  • List of the plant machinery and values.

The following is required when a claim arises.

  • Completed claim form
  • Report from an Engineer regarding the probable cause of the breakdown
  • Repairs invoices or quotation for cost of replacement of items.

The policy is also subject to an excess.